CIMB Home Loan Calculator
Estimate your monthly CIMB home loan payment at current rates. Free, no signup.
CIMB home loan rate
| Lender | Typical rate | Max term |
|---|---|---|
| CIMB | 4.40% p.a. | up to 30 years |
SBR-linked; BNM OPR ~3%. Your rate depends on your profile and deposit — verify with the bank.
Worked example
Example: RM500,000 CIMB home loan at 4.40% for 30 years.
- Monthly payment: RM2,504
- Total interest: RM401,370
- Total payable: RM901,370
Frequently Asked Questions
What is the CIMB home loan rate?
CIMB home loan rates are around 4.40% p.a. as a 2026 reference. SBR-linked; BNM OPR ~3%. Your exact rate depends on your profile and deposit.
How is the CIMB monthly payment calculated?
Using the reducing-balance formula on the financed amount. Enter your amount, rate and term in the calculator above.
How much deposit do I need?
A larger deposit lowers your rate and total cost. Most lenders also add valuation, legal and registration fees on top of the deposit.
Can I reduce the total cost?
Yes — a bigger deposit, shorter term, and extra/early repayments all cut total interest. Check for any early-repayment charges first.